We perform an in-depth review of our clients’ personal finances to provide the following analysis:

1. Potential reductions of monthly and yearly expenditures
2. Modification of budgeting to meet financial goals
3. Management of debt and related interest expense
4. Savings tools to aid in reaching goals for planned retirement age
5. Investment planning to help maximize personal wealth

Financial Food for Thought

Did you know section:

1. In order to retire with $1 million, one would need to invest $1,000 per month over a 30 year span averaging a 6% return.
2. Assuming an average inflation of 3% per year, $1 million in 30 years will have the purchasing power of approximately $400,000 in today’s dollars.
3. Saving $10 per day (lunch out, drinks, etc.) and investing at $6% will return approximately $50,000 in 10 years.
4. Spending $10 per day on extras on your credit card (assuming an 18% interest rate) will cost you approximately $100,000 in 10 years.
5. A credit card with a $10,000 balance will take nearly 4 years to pay off at the minimum payment amount of $300 (assuming an 18% interest rate) over that same period of time, you will pay almost $4,000 in interest on the credit card debt.